Why Machine Guard Insurance exists
Machine Guard Insurance is a specialty brand of Wexford Insurance, LLC, built for the machine shops and manufacturers that make and machine the parts and products the rest of the economy runs on. We are not a general agency that happens to write a manufacturing account now and then — we write this class specifically, and we place it with carriers that actually want the work. We have built coverage programs for 100+ manufacturers and machine shops, and that focus is the whole point.
The insight the brand is built on is simple: a contract machine shop and a product manufacturer look almost nothing alike to an underwriter. One works to a customer’s print — machining, cutting, welding, and fabricating to spec on parts that belong to someone else — where the risk is centered on the equipment that runs the floor and the precision the work is held to; the other makes and sells its own finished products into the market, where the defining exposure is products liability — a defective product that fails downstream after it ships — along with the recall that pulls product back and the federal regulation some sectors carry. A policy rated to a generic "business" misprices one model and leaves the other exposed. We separate the work and rate each to what it actually does — and we treat the lines the class lives on, products liability built into general liability and machine and equipment with equipment breakdown, as core rather than as afterthoughts. That focus is the whole point of Machine Guard Insurance.
Manufacturing is also a multi-state, federally-regulated business — shops add capacity, ship product across state lines, and pick up customers and supply contracts with their own insurance requirements, on top of federal sector regulation (the FDA for food and medical-device makers, the ATF for firearm makers) that varies by what you produce. We are licensed across 48 states and place coverage through a 20-carrier specialty panel, so coverage fits the class wherever your facility and your customers are. Whether you want to talk through a renewal, a new venture, or a supply contract that just landed on your desk with requirements you do not recognize, that is a conversation we have every day.
Who we are
Nate Jones, CPCU
Founder, Machine Guard Insurance
Nate Jones considers himself to be the “insurance nerd” of our company. He is a graduate of Indiana State University where he majored in Insurance and Risk Management. Before starting Wexford Insurance, Nate worked on numerous sides of the insurance industry as an Underwriting Manager and Risk Management Consultant.
Nate holds the Chartered Property Casualty Underwriter (CPCU) designation and reviews the coverage and state content across this site. Reach him through the Machine Guard Insurance quote form or by phone at 317-942-0549.
Kami Jones
Co-Founder, Machine Guard Insurance
Kami Jones is by far the most detailed and creative person at our company. Before starting Wexford Insurance, Kami worked as Client Service Manager in the industry.
Part of the Wexford family
Machine Guard Insurance is one of several specialty brands operated by Wexford Insurance, LLC (NPN 19887690), each built for a single class so the coverage and the underwriting conversation fit the work. Our structural sibling brand is HVAC Guard Insurance. When you work with Machine Guard Insurance, you get a specialist who knows your class backed by an agency that places real commercial risks every day.
